Platform

Launch any financial product rapidly

Features

Designed to rapidly launch and scale new services

Revenue generating

Configure fees and charges for your customers. Generate additional revenue through FX and cryptocurrency exchange rates.

OPEN APIS

Seamlessly integrate your choice of APIs from the Parlez! platform into your infrastructure to deliver the banking service your customers demand.

3RD PARTY INTEGRATIONS

Choose your microservice providers, helping you to maintain existing partnerships or integrate with better service providers.

CLOUD-NATIVE

Rapid delivery, seamless upgrades, automatic scaling and zero maintenance costs.

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Logical Architecture

Explore our APIs

Our APIs can configure a huge range of banking services.
If you don’t see exactly what you’re looking for – get in touch.

Accounts API

Deploy individual accounts for your customers. All addresses (IBAN, Account Numbers, Branch Identifier, Sort code) recognised by local banking infrastructure.

Your use-case
There’s a range of innovative features that can be integrated into your digital bank accounts to make it unique to your customers’ demands.
Revenue Streams
Incorporate a new revenue stream into your business model with customer account charges or mix and match some of our APIs to leverage further revenue.

Get Started
Talk to us today about integrating our Accounts API.

Payments API

Allow customers to send and receive money to their bank accounts using local payment infrastructure. SEPA, FPS, CHAPS, BACS etc.

Your use-case
No matter your business model, from banks, building societies or e-commerce; our Payments API is versatile and scalable to meet any use-case.
revenue streams
Rapid scaling and global reach help leverage revenue from transaction charges. Integrate with more APIs to bring even more functionality to your customer’s banking service.

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Talk to us today about integrating our lending API.

Card API

Join customer accounts to a card processor allowing you to issue debit cards linked to each bank account.

Your use-case
Any type of organisation including building societies, FinTechs and corporates can benefit from offering card services to their customers or employees.
Revenue Streams
Revenue streams can be leveraged through volume use.
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Talk to us about how you can integrate our Lending API.

Security
Give customers greater security with push fraud alerts, as well as easy freezing and defrosting lost or stolen cards.
Transaction Authorization
A range of features are available to enable transactions in multiple currencies or to give customers greater control over their card expenditure.

Reporting API

Full transactional information and data on your customers’ financial activity. Access and download reports as and when you need them.

Your use-case
Fully automated report generation to help any organization understand their relationship with their customers.
Revenue Streams
Improve your understanding of business and customer requirements, enabling enhanced offerings and pricing.

GET STARTED
Talk to us about how you can integrate our Reporting API.

User API

Create new users on the platform. Join those users to an account and a card to create a complete retail bank experience.

Your use-case
Our user API creates users linked to accounts. Multiple users can be attached to each account, depending on if you want to offer your customers joint accounts.
revenue streams
Enhance your retail banks offering with accounts for multiple users, such as joint accounts.

GET STARTED
Talk to us today about integrating our User API.

FX API

Allow customers to hold and spend multiple currencies within their account. Link the account with the Cards API and allow users to spend the currencies they hold in the account without an FX charge!

Your use-case
Banks and new entrants can bring their customers greater banking functionality with our FX API – a frequent traveller’s best friend.
revenue streams
Charge your customers FX fees without incurring FX costs. Integrate with the Accounts API or with your existing bank to provide customers with greater banking features.
GET STARTED
Talk to us today about integrating our FX API.

GET STARTED
Talk to us today about integrating our FX API.

Cryptocurrency API

Allow customers to hold and spend multiple cryptocurrencies within their account. Link the account with the Cards API and allow users to spend their coins via their debit card.

Your use-case
FinTechs, e-commerce sites, corporations and banks can benefit from offering cryptocurrency integrations into their platforms.
Revenue Streams
Diversify your product portfolio with flexible revenue streams from trading and transfer fees.
GET STARTED
Talk to us about how you can integrate our Cryptocurrency API.

Wallet Functionality
Once integrated into a retail bank, our Cryptocurrency API enables customers to load their wallets with multiple currencies bringing all the financial assets together.
Transaction Authorization
Buying and selling cryptocurrencies can be made within your banking application while spending cryptocurrencies is possible when shopping online.

KYC API

Validate the identity of new and existing users. Fully compliant with local legislation and anti-money laundering regulation ensuring you remain compliant.

Your use-case
Banks, FinTechs, Corporations and cryptocurrency organisations can incorporate our KYC API to address any ID verification requirements.
revenue streams
Cut the costs of launching ID verification services and enable your organisation to rapidly launch and grow in new or existing markets.
GET STARTED
Talk to us today about integrating our KYC/AML API.

AML Compliant
Not just another KYC integration. Our API ensures you are compliant with anti-money laundering regulations as well.